Mortgage life insurance in France — in English.
Buying a property in France with a loan? Your mortgage life insurance can be a large part of the total cost — and you are free to choose your own. We put it out to competition to cut the bill, with equal or better cover, and explain it in English.
You don't have to take the bank's policy.
French law (loi Lemoine) lets you change your mortgage insurance at any time, and the bank cannot refuse equivalent cover. For foreign buyers that is often a major saving — and we handle the equivalence and paperwork for you.
Switch and save
Often a major saving versus the bank's own policy.
Foreign buyers welcome
We help non-residents buying in France get covered.
Equivalent cover guaranteed
We match your bank's requirements precisely.
We handle the bank
Equivalence and paperwork dealt with for you.
What your mortgage cover protects
Death & total disability
The outstanding capital is taken care of.
Incapacity for work
Your instalments covered during sick leave.
Disability
Cover maintained in the event of disability.
Job-loss option
An option to secure your repayments.
Delegated insurance
An alternative to the bank's own contract.
Equivalence of cover
We meet your bank's requirements.
Simple and transparent, in 3 steps
Tell us what you need
A quick chat about your situation — in English, by phone or email.
We compare the market
We put insurers in competition and negotiate the right cover at the right price.
We handle everything
Policy, paperwork and any claim — one English-speaking contact deals with it for you.
Based in Fréjus on the French Riviera, ASSUDIRE is an independent insurance broker specialising in French mortgage life insurance (assurance emprunteur), with full service in English.
Around thirty insurers compared · clients all over France · English, French and Italian spoken · 04 89 78 15 49
Your questions — answered in English
Yes. Under the loi Lemoine you can switch at any time, and the bank must accept equivalent cover. We handle it.
Often yes, especially against the bank's own policy. We calculate the potential saving for free.
Yes, we assist many non-resident buyers and arrange cover that satisfies the French lender.
We work with flexible insurers and the French AERAS framework for higher health risks.
Your French bank will propose its own group policy, but you are free to choose an external contract, and that is exactly where a broker makes a real difference. Mortgage life insurance (assurance emprunteur) is one of ASSUDIRE's specialities: from Fréjus we put around thirty insurance companies in competition for borrowers all over France, and the whole file can be handled in English. Quotes are free and without obligation.
Get your free quote
Tell us what you need and we'll come back to you within 2 working hours — in English. Free and no obligation.
Sylvie, Margot, Lucas and Cyril — the ASSUDIRE team answers you in English, from the first quote to a claim.
ASSUDIRE · 30 Place Dou Maïet, 83600 Fréjus, France