Health insurance in France — explained in English.
Expat, frontier worker or newly arrived in France? The French health system and the 'mutuelle' top-up can be hard to navigate. We compare the market and set up complementary health cover that fits your situation — clearly, in English.
The French 'mutuelle', finally clear.
France reimburses part of your healthcare; a complementary 'mutuelle' covers the rest. For newcomers it's confusing. We explain how it works, compare top-up contracts and find the cover that matches your real needs and budget.
Made for expats & newcomers
We explain the French system and set up the right top-up cover.
Right cover, no waste
We avoid useless guarantees and optimise your reimbursements.
Self-employed & TNS
Deductible Madelin contracts for the self-employed.
One English-speaking contact
From sign-up to claims, your adviser deals with it.
What a good 'mutuelle' covers
Everyday care
Consultations, medicines and tests better reimbursed.
Optical & dental
Expensive items finally well covered.
Hearing
Hearing aids and equipment covered.
Maternity & family
Birth packages and family-friendly cover.
Hospital cover
Private room and stay costs.
Alternative medicine
Osteopathy, acupuncture depending on the plan.
Simple and transparent, in 3 steps
Tell us what you need
A quick chat about your situation — in English, by phone or email.
We compare the market
We put insurers in competition and negotiate the right cover at the right price.
We handle everything
Policy, paperwork and any claim — one English-speaking contact deals with it for you.
ASSUDIRE is an English-speaking, independent insurance broker in Fréjus (Var) arranging French health insurance and mutuelle top-up cover for expats throughout France.
Around thirty insurers compared · clients all over France · English, French and Italian spoken · 04 89 78 15 49
Your questions — answered in English
Yes. Once you're in the French health system, we set up the complementary cover that fits your situation, and explain it all in English.
Yes, we arrange health cover suited to cross-border workers.
No — a mutuelle never changes your doctors, it only tops up your reimbursements.
Yes, with deductible Madelin contracts suited to your status.
In France most residents combine state cover with a private top-up policy called a mutuelle, and a broker helps you choose one that matches how you actually use healthcare. ASSUDIRE is an independent brokerage in Fréjus, founded in 2013, that compares around thirty insurance companies and serves English-speaking clients across France, with everything managed remotely if needed. Quotes are free, without obligation, and answered within 2 working hours.
Get your free quote
Tell us what you need and we'll come back to you within 2 working hours — in English. Free and no obligation.
Sylvie, Margot, Lucas and Cyril — the ASSUDIRE team answers you in English, from the first quote to a claim.
ASSUDIRE · 30 Place Dou Maïet, 83600 Fréjus, France