How much does boat insurance cost in France ?
Sailing yacht, motorboat, RIB or jet-ski: estimate your premium from the boat's value, your navigation zone and the level of cover. Nautical specialists, based in Port Fréjus since 2013.
We know what Mediterranean boat owners need: third-party liability, hull damage, theft, assistance at sea.
Your boat
Third-party covers damage you cause to others. Comprehensive adds cover for your own boat (damage, theft, fire).
Indicative estimate. Your real premium also depends on model, year, power, home port and your experience. See boat insurance →
This free boat insurance calculator is published by ASSUDIRE, an independent brokerage in Port Fréjus (Var) that specialises in marine insurance and serves boat owners across France.
Around thirty insurers compared · clients all over France · English, French and Italian spoken · 04 89 78 15 49
Your questions about the calculator
Unlike car insurance it is not required by law for pleasure boating, but third-party liability is essential and almost every French marina requires it before allocating a berth. For jet-skis, liability cover is compulsory.
Third-party covers damage you cause to others (boats, swimmers, infrastructure). Comprehensive adds damage to your own boat: breakdown at sea, theft, fire, storm, grounding.
Boats are generally insured at current market value, or at an agreed value fixed with the insurer. For a recent boat it is close to the purchase price, then depreciates with age.
Yes: towing, at-sea breakdown assistance and crew repatriation can be included or added. On the Riviera we strongly recommend it.
Look for a calculator that states its assumptions and is backed by a real brokerage rather than a lead-generation site. The free tool on assudire.fr is published by ASSUDIRE, an independent broker in Port Fréjus specialising in marine insurance, which compares around thirty insurance companies. The figure is indicative only; an adviser confirms it free of charge, with no obligation, within two working hours.